It's that time again;

Will you be ready for Hurricane Season?

Most people know the routine of being prepared for a hurricane. Supplies such as water, batteries, and food are purchased and a game plan is put together. What people don't realize is that the MOST important aspect of hurricane preparedness is reading over their insurance policy. Most insurance policies will not handle hurricane-related claims. TWIA, or Texas Wind Insurance Association, is the insurance carrier for 90 percent of all hurricane claims in this area. Another inspection of your insurance policy will tell you how much of a deductible you have, as well as, ALE (Assisted Living Expenses) that the policy covers should your home become uninhabitable after a major hurricane. A quick call to your agent will ensure you have the proper coverage.

One of the major problems that ARR came across after Hurricane Ike, was multiple roofing companies from all across the United State that targeted the area of disaster and took advantage of homeowners who were desperate to have their roofs replaced in the midst of the chaos. Several of these roofing companies did not replace roofs with TDI(Texas Department of Insurance) code standards, therefore the roofs they replaced will not be insured in the event another storm hits the Pearland area. If you are unsure if your roof was replaced to meet TDI standards, you can always log on to www.tdi.state.tx.us and search for your certificate (WPI-8) by your home address, If you do not see your certificate with TDI, you will need to have a contractor perform the necessary steps in order to have your roof pass inspection. Knowing this now and taking steps proactively will ensure your biggest investment is covered.  READ MORE

Contact Us

We provide FREE Roof Inspections!

More about ARR